438857 BIN / IIN: Visa Traditional Credit Card By Chase Bank (2024)

What credit card starts with a 438857 BIN number? A card starting with a 438857 BIN is a Visa Traditionalcredit cardissued by Chase Bank USA, N.A. in the United States. For more 438857 BIN details, consult the table below.

Additional information is provided in the following sections.

What bank BIN is 438857?

The issuing bank for BIN 438857 is Chase Bank USA, N.A.

What type of card starts with 438857? (Visa credit card issued by Chase Bank USA, N.A.)

A card starting with 438857 is a Visa Traditional credit card issued by Chase Bank USA, N.A. in the United States.

What is the card’s currency?

The currency for a 438857Visa cardis the United States Dollar. The ISO 4217 currency code for the United States Dollar is USD.

What is the country issuer for a 438857 BIN number? (United States)

A 438857 BIN number is issued in the United States. The ISO 3166-1 numeric country code for the United States is 840.

The alpha-2 abbreviation for the United States is US, while the alpha-3 abbreviation is USA.

Latitude and longitude details of the issuing country

The United States, the issuing country, has a latitude of 37.0902 and a longitude of 95.7129.

Is it a prepaid card or a gift card?

No, a Visa with a 438857 BIN is not a prepaid or gift card. It is a traditional credit card.

What is a Bank Identification Number (IIN / BIN code information)

ABank Identification Number (BIN)is a unique code assigned to every bank and financial institution that issues credit and debit cards. BIN numbers were developed by the International Organization for Standardization (ISO), a federation of national standards bodies. BINs are also known as Issuer Identification Numbers (IINs).

The BIN code is the first six digits of a debit orcredit cardnumber and identifies the card issuer. You can use a BIN with an online BIN checker tool to search for the card type and bank that issued the card. Credit card companies use BINs to verify transactions when a card is used for payments online or over the phone.

Since a BIN is unique to the bank that issued a card, BINs help merchants ensure that a customer’s card is legitimate, which helps prevent fraudulent transactions.

When a customer’s card is swiped, the BIN and other card information is sent to the acquirer (the bank that processes the transaction) along with the purchase amount. The acquirer then sends a request for authorization to the issuer (the bank that issued the card). If the issuer approves the transaction, it authorizes the purchase and sends a response back to the acquirer.

What is the first digit of a Visa card?

The first digit of a Visa card is always a 4 and represents the MII digit. The MII digit (Major Industry Identifier) indicates the numbering scheme of the payment card.

What is the account number on a Visa credit card?

The Primary Account Number (PAN) on a Visa credit card is contained in the 7th through 15th digits of the card number.

The eight-digit Primary Account Number is unique to the cardholder. The bank uses it to link the credit card to the cardholder’s account.

What is a check digit?

The last digit of a credit card number is the check digit. Check digits are used for card validation, security purposes, and the detection of typos. The check digit is the 16th digit for Visa and Mastercard, while it’s the 15th digit on American Express cards.

Card networks run the check digit and the preceding digits through the Luhn Algorithm, a simple checksum formula, to validate the card number and reduce fraud.

How to verify a credit card number (Card validator tool)

You can use our credit card validator tool to check if a card number is valid. Enter the card number, and the tool will then tell you whether the card is valid or not.

How credit card transaction processing works

When you make a credit card purchase, the merchant will send a request from their payment processor, who, in turn, will send a request to your credit card issuer. Your issuer will then approve or decline the transaction based on your available credit. Once the transaction is approved, the funds are transferred from your credit card to the merchant’s account.

How much are Chase rewards points worth?

Chase Ultimate Rewards Points are worth between 0.5 and 4 cents per point. This means that if you have 100 points, they are worth $0.50 and $4. You can redeem your points for cash back, gift cards, travel, and more.

What is a BIN 414720?

Acard starting with a 414720 BINis a Visa Traditional credit card issued by Chase Bank USA, N.A. in the United States.

Conclusion

In conclusion, a 438857 BIN is a Visa Traditional credit card issued by Chase Bank USA, N.A. in the United States.

We hope our free BIN database was a helpful resource that satisfied your curiosity. Please note that we cannot guarantee the accuracy of our data as credit card numbers change, numbers are re-assigned, and local banks merge or fail.